Consumer Education Unit - Don't Get Ripped Off!

Your job is to become an expert on one of the following topics and then teach the important ideas about it to the class. Your final grades in the class and your consumer education credit depend on your project, your presentation and a final exam. Topics:

1. “Why am I broke all the time?” How and why to do a personal budget.
2. “What security deposit?” How to rent an apartment.
3. “Pay myself first? What the…?” The how and why of savings.
4. “As seen on TV.”  The power of advertising.
5. “The story of stuff.” How do my buying habits affect the world?
6. “Scams, spam and getting slammed.” How to avoid getting ripped off online and in the real world.
7. “I wish my parents were rich.” How to pay for college and not get buried in debt.”
8. “But I thought I was making 10 bucks an hour!” What to expect from wages. Where does all the money go from your paycheck?
9. “Pay the man.” How to do your taxes.
10. “Oh Lord, won’t ya buy me a Mercedes Benz.” How to buy cars and other expensive stuff. (or just take the train)
11. “A cheeseburger costs $487.63?”  How to avoid credit card debt.
12. “If it seems too good to be true...” How bad consumer decisions and bad government policy contributed to the recent financial crisis.
13. “I always use protection!” How insurance can save your butt.
14.  “But I thought buying this would make me happy” Needs, wants and satisfaction.

Products:
Each team must create:
* A one-page handout with key ideas which will be printed and distributed. (10pts)
* An activity so students can practice using the information. This can be a worksheet, a game, an online activity or some other learning tool – must involve real learning, not just a word search etc. (10pts)* A 10 question multiple choice quiz on your topic. (10pts)** In addition to the above, each team must present their information to the class through a PowerPoint presentation, a video, a website or other product (20pts). The presentation should be 10-12 minutes long and the activity should take 10-12 minutes.
All documents must be e-mailed to Mr. Cantor ( ptdworkin-cantor@cps.edu ) by May 22^nd at midnight. I will print copies of your handouts and activities.
All documents must have titles that make sense.
Use this format: (color coded) Group Number, Topic, Type of Document.

For Example: Group01_Budget_Handout.doc, Group02_Renting_Quiz.doc, Group13_Insurance_Presentation.ppt, Group09_Taxes_Activity.docx

As you work - save your files often, and be sure to e-mail the most recent version to your partner(s) at the end of every class/work session. Losing your file is not an acceptable excuse for late or incomplete work. 

Here are some links to resources for our Consumer Education unit. You may and should use other sources, but these should get you started.

1 - Why am I broke all the time?

http://www.myliferoi.com/2009/10/budgeting-worksheet-for-teens/

http://www.themint.org/teens/tracking.html

http://www.themint.org/teens/determine-your-budget.html

http://frugalliving.about.com/od/moneymanagement/tp/Simple_Saving.htm 
http://www.atg.wa.gov/teenconsumer/finances/budgets.htm 
http://www.dinkytown.net/java/HomeBudget.html

2 - What security deposit?
http://www.atg.wa.gov/teenconsumer/on_your_own.htm
http://www.tenant.org/
http://www.mytwodollars.com/2008/01/16/a-few-tips-for-first-time-apartment-renters/
http://ezinearticles.com/?Leasing-Planning-for-First-time-Apartment-Rental-Expenses&id=625503
http://data.cmap.illinois.gov/chicagoareahousing.org//Allinfo.asp?audience=r

3 - Pay myself first?
http://www.fool.com/how-to-invest/thirteen-steps/step-1-change-your-life-with-one-calculation.aspx?source=ii1sitlnk0000001
http://www.themint.org/teens/saving.html
http://www.themint.org/teens/compounding-calculator.html

4 - As seen on TV:
http://pbskids.org/dontbuyit/
http://www.icbs.com/kb/marketing/kb_marketing-psychological-tricks-in-selling.htm
http://www.wsu.edu:8080/~taflinge/words.html
http://www.factcheck.org/
http://www.cracked.com/article_15768_as-seen-on-tv-10-most-laughably-misleading-ads.html
https://www.adbusters.org/gallery/spoofads

5 - The story of stuff. 
http://www.storyofstuff.com/
http://www.npr.org/blogs/money/2010/03/how_much_does_a_pair_of_jeans.html 
http://www.globalissues.org/issue/235/consumption-and-consumerism
https://www.adbusters.org/campaigns/bnd
http://www.verdant.net/
http://www.lifehack.org/articles/lifestyle/how-to-avoid-being-enslaved-by-consumerism.html
http://www.ted.com/talks/lang/eng/alex_steffen_sees_a_sustainable_future.html

6 - Scams, spam and getting slammed:
http://www.snopes.com/
http://www.atg.wa.gov/teenconsumer/buying_goods_and_services.htm
http://chicago.bbb.org/consumers/
http://www.nytimes.com/2010/05/20/technology/personaltech/20basics.html?src=me&ref=general

7 - I wish my parents were rich!
http://www.atg.wa.gov/teenconsumer/finances/financing_college.htm
http://www.collegeboard.com/student/pay/
http://apps.collegeboard.com/fincalc/ep/wizard-home.jsp

8 - But I thought I was making 10 bucks an hour...
http://www.themint.org/teens/earning.html
http://www.wallstats.com/deathandtaxes/
http://www.dinkytown.net/java/HomeBudget.html

9 - Pay the man.
http://www.freefile.irs.gov/
http://www.helium.com/items/159765-income-tax-tips-for-first-time-filers-the-w-2-your-first-step
http://www.bankrate.com/brm/itax/news/20040130a1.asp
http://www.irs.gov/
http://www.wallstats.com/deathandtaxes/

10 - Oh Lord, Won't ya buy me a Mercedes Benz..
http://www.themint.org/teens/spending.html
http://www.atg.wa.gov/teenconsumer/buying_goods_and_services.htm
http://www.atg.wa.gov/teenconsumer/transportation.htm
http://www.igocars.org/
http://www.activetrans.org/
http://www.lyricsfreak.com/j/janis+joplin/mercedes+benz_20069845.html
http://www.jango.com/music/Janis+Joplin?l=0

11 - A cheeseburger costs $487.63!
http://www.themint.org/teens/owing.html
http://frugalliving.about.com/od/moneymanagement/tp/Get_Out_of_Debt.htm

http://www.themint.org/teens/i-paid-how-much.html
http://www.nolo.com/legal-encyclopedia/article-29911.html
http://www.atg.wa.gov/teenconsumer/finances/credit_cards.htm

12 - If it seems too good to be true...
http://baselinescenario.com/financial-crisis-for-beginners/
http://www.npr.org/blogs/money/2008/12/whats_causing_the_crisis.html
http://socyberty.com/economics/the-financial-crisis-for-dummies/
http://www.dosomething.org/blog/chatterbox/financial-crisis-teen-are-feeling-pinch-too
http://vodpod.com/watch/1035776-financial-crisis-for-dummies

13 - How Insurance can save your butt...
http://www.progressive.com/shop/teen-car-insurance-resources.aspx
http://insurance.mo.gov/consumer/teens/index.htm
http://www.superpages.com/supertips/car-insurance-for-teenagers.html
http://www.allkidscovered.com/
http://www.geico.com/information/aboutinsurance/renters/
http://www.giis.org/rent/rent.shtml

14. “But I thought buying this would make me happy” Needs, wants and satisfaction.
http://www.mayoclinic.com/health/how-to-be-happy/MY01357
http://www.youtube.com/watch?v=AvFWBLOjisE
http://www.happyplanetindex.org/data/
http://articles.washingtonpost.com/2012-01-07/business/35441224_1_day-to-day-happiness-angus-deaton-real-relationship
http://www.nytimes.com/2008/04/16/business/16leonhardt.html?_r=0
http://www.pnas.org/content/107/52/22463.full
http://web.extension.illinois.edu/money/values.cfm 

Social Psychology Videos

If you're looking for review resources scroll down to the previous blog post.

The following links feature very important concepts in social psychology. Review Asch's, Milgram's and Zimbardo's classic studies and read up on the "bystander effect." 

The Bystander Effect... what would you do?


This happened last year in NYC it looks like a 31 year-old Guatemalan man named Hugo Alfredo Tale-Yax was stabbed on the street in New York City and many pedestrians walked right past him as he died. You can read the story and see a surveillance video here.


Read more about the bystander effect here. 

Asch's Conformity

Solomon Asch's conformity study showed how easily people will give an obviously wrong answer when other people are giving that same answer. Watch the video at the link below:

http://www.youtube.com/watch?v=iRh5qy09nNw

Milgram's Obedience

Stanley Milgram's obedience study was recently partly replicated by ABC's Prime Time show. Watch how easily people follow orders even when they know the orders are wrong.

http://www.youtube.com/watch?v=HwqNP9HRy7Y

Zimbardo's Prison Roles

Philip Zimbardo's experiment about how roles affect behavior is known as the "Stanford Prison Experiment." Those playing inmates became passive while those playing guards became aggressive. Subjects' real identities seemed to pale in comparison to the roles they played so much that the experiment had to be stopped after a few days. Who knows what would have happened if the experiment had gone on for two full weeks.

http://www.youtube.com/watch?v=rmwSC5fS40w

REVEIW REVIEW REVIEW... Review Resources

Here are some great psych review resources for you. 

Video clips of mini-lectures along with quizzes about just about every chapter we cover in our course. 
http://education-portal.com/academy/course/ap-psychology.html 

Dr. Philip (looks a bit like Satan) Zimbardo's "Discovering Psychology" TV series. Click on the  VoD to see the videos. 

http://www.learner.org/resources/series138.html#program_descriptions 

Mr. Schallhorn, an AP Psych teacher in California, put together a great set of YouTube videos you can use to review for AP Psych. His YouTube channel is at the following address. 

http://www.youtube.com/channel/UCOG05VwbujNwGUX5UA0zcXQ?ob=0&feature=results_main 

Do you TWEET?

Search for the #appsychreview hashtag to see what sorts of questions other students are asking... and see answers from real AP Psych teachers from around the nation. You can also post your own questions to twitter and get answers. Please don't post questions that you should just look up in your book or on Wikipedia... don't ask "who is Piaget?" but do ask "how do I remember Piaget's stages of cognitive development?"

https://twitter.com/search/realtime?q=%23appsychreview

You also have your AP Review Books, your PsykTrek CDs and the thousands of flashcards and pages of notes you've created this year.

As you find other resources, please e-mail them to me at ptdworkin-cantor at cps.edu or post them in the comments section of this post.

Do you like electronic flash-cards? Do you use Apps? You might like http://www.studyblue.com/ which has tons of electronic flash-cards and even a smartphone app. Just type "psychology" into the search box (I want to learn "this") and go for it. You can sign on to get a free account using your facebook account or any e-mail account.

You can find other psych based apps at http://www.thepsychfiles.com/2010/04/episode-121-top-10-psychology-apps-for-the-ipad-iphone-ipod/ There are also links to Android apps there. Some are free, some cost money. Check the reviews carefully before spending your cash. I have not tried them out yet, so if you find one you think is great, please share about it in the comments section of this post.

Remember, the best way to study is to actually quiz yourself (or have someone quiz you) to see what you remember... then try to re-learn what you didn't remember. Use mnemonic devices... create meaning - SEMANTIC CONNECTIONS!... draw pictures, come up with examples! Just reading over your stuff, or just watching a video isn't enough. 

Personality Blog Assignment Due 4/6 by midnight.

Find how you rate on the big 5 (O.C.E.A.N.) personality inventory.

Openness

Conscientiousness

Extroversion

Agreeableness

Neuroticism 

Take this "Big Five" personality inventory and then post a comment on this post about it (see below for instructions about your comment.)

http://www.outofservice.com/bigfive/

The cartoon is for entertainment purposes only...  you must click the link
above the cartoon to take the Big 5 Test.

Write about your results and what you think about them. Was this test accurate or not. Ask someone who knows you what they think and write about their view as well.  Leave your post as "anonymous" but sign it with your FIRST NAME and LAST INITIAL only. Remember, comments are moderated, so it will not show up right away. 

Unit 9 Consciousness

Unit 9 Consciousness

What if you could see normally but could not recognize faces... even your own? 

Writer Oliver Sacks of "The Man Who Mistook His Wife for a Hat" fame has this condition and discusses his latest book about prosopagnosia in this interview from a public radio program called "To the Best of Our Knowledge." You can hear the interview and read the transcript at the following link: 

http://ttbook.org/book/oliver-sacks-facial-blindness 

Videos on Consciousness

Discovering Psychology program 13 "The Mind Awake and Asleep" is at http://www.learner.org/discoveringpsychology/13/e13expand.html 

Discovering Psychology program 14 "The Mind Hidden and Divided" is at 
http://www.learner.org/discoveringpsychology/14/e14expand.html

Starting to meditate? 
Here is a link to an online meditation timer. http://www.yourmeditationtimer.com/  It can help you concentrate in your meditation if you don't have to worry about how much time has passed. 

Mouse Party?

What would you see inside the brains of mice who were taking drugs? This interactive website gives you a glimpse inside the brains and synapses of mice on drugs including alcohol, cocaine, marijuana, heroin, meth, ecstasy, and LSD.

Identify how each drug affects the brain. What neurotransmitter(s) does it affect? Is it inhibitory or excitatory? Does it block re-uptake or work some other way? Which parts of the brain are most affected?

You can explore other effects of drugs of abuse here. 

Dream Journal  - You should be making entries into your dream journal every day. If you don't remember a dream from the night, you should write about what emotions or thoughts you had upon awakening. If you don't have anything to enter for a day, you should write about a dream you had some time in the past - even the distant past. 

The point of the dream journal assignment is to get you to pay attention to your dreams and to start to think about various theories of dream interpretation to see if you think they apply. 

Sensation - How the ear works.

Sensation... The Ear Pages on NobelPrize.org and a nice animation

The organization that gives out the Nobel Prize has a great website about the ear and how it works.

If you're having trouble understanding the accessory structures and the cochlea this site is for you.

Here is a link to another animation about how the ear works
http://www.sumanasinc.com/webcontent/animations/content/soundtransduction.html

Animations about vision - the retina and visual pathways

Fantastic animations about the eye, visual processing in the retina and the pathways that visual information travels in the brain.

Pay close attention to the "center-surround" aspects of retinal processing it this first video.

This animation shows how the photoreceptors, bipolar and ganglion cells of the retina are organized in "center-surround" arrangements that allow "bottom up" processing of visual information to begin in the retina. 

http://www.sumanasinc.com/webcontent/animations/content/receptivefields.html



If a picture is worth a thousand words, an animation is worth way more. This animation really shows the visual pathway very well. Pay attention to how visual information is split in the Optic Chiasm and how it routs through the LGN of the thalamus as well as other areas specifically related to eye movement and the "biological clock" which controls circadian rhythms.

This excellent animation really explains how the visual information from the left and right visual fields makes its way to the right and left occipital lobes via the LGN of the thalamus. 

http://www.sumanasinc.com/webcontent/animations/content/visualpathways.html